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Expert articles on receivables, debt collection and management
What is a receivable? Definition, types and what you can do with it
A receivable is a creditor's legal right to payment. Definition under English law, types, the six-year limitation rule, and six ways to manage it as an asset.
Consolidating debts against one debtor — recover more | EXRECEIVABLES
When a debtor owes multiple creditors, none of them get paid properly. Creditor-side debt consolidation breaks that dynamic — we buy out the other receivables and put one realistic plan in place.
Statutory demand — the fastest legal pressure tool for unpaid debts | EXRECEIVABLES
A statutory demand under the Insolvency Act 1986 gives a debtor 21 days to pay or face a bankruptcy or winding-up petition. Faster than orthodox litigation, when used correctly.
Sell the debt or collect it? Comparison for creditors | EXRECEIVABLES
Selling a debt brings cash now but with a discount. Collection delivers full recovery but with delay. When each route makes sense — concrete criteria and UK market prices.